Smarter payment options

With years of experience working with equipment providers and installers, we are more than just finance professionals. Our contractor program is focused on solving the unique challenges faced by heating, cooling and energy professionals.

Lower contractor fees

Typical contractor fees range from 6–10% which can be most of your margin. We keep fees low to help grow your business.

Increase customer buying power

With our flexible payment options, budget conscious and cash buyers alike are empowered to spend more.

Improve your cash flow

We pay you at the beginning of the installation to help offset the costs of equipment and labor.

Why offer financing?

How we help your customers

  • Our online application and fast credit decisions help contractors close projects faster
  • Easy to understand installment loans and low monthly payments for budget-conscious customers 1
  • Promotional plans that offer no interest if the total is paid during the promotional period are attractive to cash buyers
  • Credit limits up to $ 55,000 for homeowners and $95,000 for businesses2
  • No punitive rate increases for missing a payment 3
  • By increasing your customers’ buying power, we help grow your bottom line

Additional contractor benefits

  • Access to an untapped customer base and qualified leads
  • Receive payment before the installation begins
  • Fast credit decisions and less paperwork for customers and contractors
  • Simply put, we’re focused on solving the unique challenges of our contractor partners

Not ready to apply?

Learn how Constant Energy can help grow your business.
Call 1-800-538-6083 to contact a sales representative or complete the form on the right.

  1. Subject to state law limitations and program approval.
  2. Subject to credit approval.
  3. Late fee applies for late payments.

Get in Touch





225 Commercial Street
Suite 500
Portland, ME 04101