We launched Constant Energy Capital to help people create more efficient and higher performing homes while being smarter with their money.

We keep things simple

From easy online applications and fast credit decisions to plain language loan terms, we embrace simplicity. And real people answer our phones.

We are fair and

Our loan products were created to help our customers. We avoid high interest rate loans and endless cycles of fees in favor of easy to understand installment loan structures where you know what’s due and when.

We listen

We take feedback seriously. We believe in creating an amazing customer experience, and we do this by building our technology and loan products around customer feedback.

Meet our leadership


Chief Executive Officer

Catherine serves as the company's CEO. Catherine previously served in senior management roles with SunEdison, Inc., a global renewable energy company where she was a founding member of the investment banking division responsible for leading global acquisitions. In a prior role at SunEdison, Catherine developed new markets in the Caribbean and Latin America. Catherine began her career as a public affairs executive focused on energy, tax and intellectual property matters and later founded 3Vectors, an online auction platform for government surplus property. Her subsequent experience includes P&L management in the homeland security and telecommunications sectors.

Carissa Robb

President and COO

Carissa serves as Chief Operations and Compliance Officer. Carissa most recently served as Senior Vice President and Head of US Loan Servicing for TD Bank, overseeing operational units responsible for servicing a $150 billion dollar portfolio of Consumer, Residential and Commercial accounts. She joined TD Bank in 2009 to develop the Loss Mitigation program for distressed Real Estate and built the governance and control framework for TD Bank’s Loan Servicing and Collections division. Carissa earned a B.S in Business Administration and Accounting with Honors from the University of Southern Maine and currently serves as an Advisor in the Olympia Snowe Women’s Leadership Institute.

John Thomas

Chief Technology Officer

John serves as Executive Vice President, Innovation and Technology. John most recently served as Senior Vice President, Global Fleet Technology at Wex, Inc, where he oversaw multiple large software development functions across the globe. John has enjoyed plying his technology expertise across multiple industries over his career, including Insurance, Retail, and Finance. John graduated from the Massachusetts Institute of Technology with a degree in Computer Science.

Paul Jameson

Chief Strategy Officer

Paul serves as Chief Strategy Officer. Paul most recently served as Chief Financial Officer of of Elevate Investment Group, an investment management company focused on real estate and energy asset development. He began his career with McKinsey & Company, advising Fortune 500 clients in the Telecommunications, Healthcare and Manufacturing sectors on market entry strategies and post-merger management. Paul was a member of SunEdison's investment banking team and led the acquisition of energy companies and commercial-scale assets. Paul graduated Magna Cum Laude from Duke University, earning his BS degree in Mathematics & Economics.

David Herzer

General Counsel

Dave Herzer is the company’s General Counsel. He joined following a 28-year career where his trial and transaction practice included energy litigation, construction contract negotiations, mechanics’ liens priority, and risk management advice for a variety of industries. He chairs the Professional Ethics Commission of the Bar Overseers and volunteers for legal and civic organizations. Dave graduated from the University of Pennsylvania with a degree in English Literature and from the University of Maine School of Law, cum laude. Outside the office, Dave regularly dives the waters of the Gulf of Maine and hikes and skis the mountains of Western Maine.

Steve Richards


Steve serves as Controller for Constant Energy Capital. Over the past 30 years, Steve has led accounting and financial management teams for several entrepreneurially driven companies including a merchant services company where he managed $1 billion of Visa/Mastercard transactions annually. His early experience was in auditing and client services with public accounting firms in Tulsa and Atlanta. Most recently, Steve consulted with DeKalb Medical Center, a health system recently acquired by Emory Healthcare. Steve is a graduate of the University of Arkansas’ Sam M. Walton College of Business.

Jamie Arnold

Vice President, Operations

Jamie serves as Vice President of Operations, bringing an extensive background in State and Federal Consumer regulations. Jamie began her banking career in 2005, holding various leadership positions in TD Bank’s Collections and Loss Mitigation Department, implementing scalable processes and hardship relief programs throughout the financial crisis. Jamie expanded her Consumer and Residential experience at the State Bank level by joining First National Bank as Vice President of Loan Production and Loss Mitigation, implementing sustainable procedures for loan processing and creating a loss mitigation program for distressed loans. She most recently served as Vice President of Loan Servicing for Norway Savings Bank. Jamie holds a Masters in Business Administration from Southern New Hampshire University.

John Geary

Vice President, Strategic Accounts

John serves as Vice President of Strategic Accounts at Constant Energy Capital. Most recently, John served as a Senior Director of Sales at Foreside Financial Group where he sold broker-dealer and compliance solutions to global asset managers. John began his career in institutional liquidity sales helping Fortune 500 companies streamline the investment of their cash and cash equivalents. He has held various senior sales and leadership positions at both growth companies and some of the worlds largest asset managers including Deutsche Asset Management, BlackRock Investments and Institutional Cash Distributors. John graduated from Boston College with a B.S. in Business Management. Outside of the office, John enjoys spending with his wife and daughter boating, fly fishing and skiing.

Koren Betty

Vice President, Marketing

Koren serves as VP of Marketing at Constant Energy Capital. She most recently served as VP of Operations at Celerity IS, Inc and brings extensive knowledge of the B2B and B2C marketing space from both a strategic and technological perspective. Koren’s marketing career started at Epsilon where she managed campaign services for multiple fortune 500 companies. She has led over 2 dozen MAP implementations and integrations over the years, across primarily the Financial, Retail, and Hospitality industries. At Celerity she helped build out a global consulting team around the Adobe Experience Cloud, with a focus on helping clients maximize ROI from their MarTech stacks. Koren graduated Magna Cum Laude from Providence College, earning her BS degree in Marketing. In her spare time Koren is a dog mom of 2, foodie, and travel junkie.

A peek inside our office

Dynamic environment

  • We are a dog-friendly office. Saltine is our resident mascot.
  • Free lunch Fridays and healthy snacks
  • Locally roasted, small lot coffee and herbal teas
  • Adjustable sit-stand desks
  • Office-wide Pandora (we love Beach Bar Radio)

Competitive benefits

  • Equity in the company
  • Flexible PTO
  • Annual bonus
  • Health and fitness stipend

Learning and development

  • Online financial services courses
  • Shadowing program
  • Leadership development and mentoring

Get in Touch





202 US Route 1
Falmouth, ME 04105